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Thinking About Investing In An Annuity? Avoid These Mistakes!

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Meet The Expert

The Wellbeing Financial team

Wellbeing Financial is a team of Certified Financial Planners® that specialize in simplifying the annuity and retirement process. Combining in-depth industry knowledge with clarity and openness, we help clients plan their futures more reliably and rewardingly.

Terry Parham has a Master of Science in Financial Planning and also a double major in Economics and Psychology. Terry also has a minor in Mathematics with a focus on Statistics. He also holds over 5 professional designations including: CFP® ChFC® CLU® RICP® WMCP®.

Carman Kubanda is an industry known expert on Safe Money solutions for pre and post retirees. He has contributed to USNews, TechWire, ConsumerAffairs® and more. He is a CERTIFIED FINANCIAL PLANNER™, Chartered Financial Consultant® and has an outstanding 5 Star Wealthtender review rating.

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