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Thinking About Investing In An Annuity? Avoid These Mistakes!

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MEET THE EXPERT

Innovative Wealth Building is a team of Certified Financial Planners® that specialize in simplifying the annuity and retirement process. Combining in-depth industry knowledge with clarity and openness, we help clients plan their futures more reliably and rewardingly.


Terry Parham has a Master of Science in Financial Planning and also a double major in Economics and Psychology. Terry also has a minor in Mathematics with a focus on Statistics. He also holds over 5 professional designations including: CFP® ChFC® CLU® RICP® WMCP®.

Carman Kubanda is an industry known expert on Safe Money solutions for pre and post retirees. He has contributed to USNews, TechWire, ConsumerAffairs® and more. He is a CERTIFIED FINANCIAL PLANNER™, Chartered Financial Consultant® and has an outstanding

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IWB Fiduciary Annuity Team

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*This Website Is NOT Endorsed By Sheryl Moore or Moore Market Intelligence*

*To receive a copy of the book, it is required to meet with the advisor beforehand*

© 2025 Protected Retirement Account. All rights reserved

By providing the requested information and clicking “Submit”, I provide my signature expressly consenting to contact from Protected Retirement Account or its subsidiaries, affiliates, or agents at the number I provided regarding products or services via live, automated or prerecorded telephone call, text message, or email (even if registered on the DNC). I understand that my telephone company may impose charges on me for these contacts, and I am not required to enter into this agreement as a condition of purchasing property, goods, or services. I understand that I can revoke this consent at any time.

This site is not a part of the Facebook website or Facebook Inc. Additionally, This site is NOT endorsed by Facebook in any way. FACEBOOK is a trademark of FACEBOOK, Inc.